"Alvin had a confused look on his face. "Is that bad?" I think it is for two reasons," Frank answered. "First, a portion of our reserves will be used ...p unnecessarily. I don't think we need to do it." And the second reason?" Alvin asked."If we do take those steps to protect our earnings forecast when it's not necessary, savvy investors will think there's some ultra-sensitivity to earnings blips on our part. They'll translate that into a lack of confidence in the overall forecast. The whole. Food shop...yawn....oooo a smile from a real sexy woman,nice .....smile back ..she winks....checkout time.....she in the Q behind behind me .. small talk....cool body language..she standing way close...looking me over.. I'm checking her too...45 50 yrs.....big'n'curvy but not fat....lovely flowing hair.... dressed sexy but not tarty....lovely scent...(doing what scent does best... arousing me ).....all paid up....here goes... I ask her if she fancies a coffee.. ' no lets skip the coffee' she. More

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