I argued that as far as she was concerned it was an accident. After a lot of back and forth they conceded to pay. Tammy, the furnace company's insuran...e company tried to low ball us into accepting only $100,000. It was a long battle with them. When I threatened to go public they backed down and decided to pay the million dollar figure I demanded. Janet, in addition to the policies with your mother as beneficiary I found out that your father had bought a policy naming you as beneficiary as well. I knew I’d find out later that night. When Ginger finally woke up, she rolled over toward me, and we lay in bed looking at each other. The tips of my fingers were gently caressing her skin, making little circles around her nipples and breasts. I looked into her eyes and couldn't help but ask, "Ginger, why are you here?" She smiled sweetly, "Because you asked me and I like you… a lot." I thought to myself that ‘like' is a pretty mild word for how I felt about Ginger, and I knew there had to be. More

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