These are abbreviated accounts but quite useful if you knew how to read them. After a general overview I looked at the contingency fund. Any well run ...ompany would have such a fund. It was in essence the company's private piggy bank. In good years you would place a surplus in the contingency. As this reduced net profit and was not declared for dividends it wouldn't come into the tax calculation. In bad years you would use the contingency to cover the lower or non-existent profit and still allow. ?" Oh, I said we had a great time and that you were a perfect gentleman and that we might go out again." Ahhh, none of the details, eh?" Oh, James, I couldn't. She's my sister for God's sake." Okay, okay. I thought girls shared their secrets, you know?" Maybe with a girlfriend, but not with a sister." Whatever... I'm on my way. Oh?" What is it?" Are you sore?"Dottie giggled. "A little." The with a rush, blurted, "But not so's you couldn't do me again!"Now I was laughing. "We'll do it again.. More

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